AIGExtra

UK

Office + Disaster Recovery

Overview:  Integrated office insurance and disaster recovery services. "All risks" material damage, business interruption, liability and equipment breakdown, backed up by an emergency relocation and resettlement service.

Who is it for?:  Office risks with 10-50 employees.  
 
Research suggests that large numbers of businesses cease trading after a disaster - even though they had  insurance to protect them. The greatest single reason for this is believed to be the lack of disaster contingency planning undertaken by the great majority of UK companies.

We have developed Office+Disaster Recovery to give businesses immediate and effective business recovery services after a disaster. Office+Disaster Recovery provides comprehensive “All Risks” material damage, business interruption and liability insurance, backed up by next day emergency office access, delivery and installation of IT equipment, telephone redirection and reinstatement of essential data. To ensure successful implementation, an on-site Event Manager oversees all of these services.

All this means that even in the immediate aftermath of a disaster, small and medium sized companies can still concentrate on running their businesses.

Cover Back To Top
  • MATERIAL DAMAGE
    • Material damage to contents and buildings (optional) on an “All Risks” basis, including Accidental Damage & Subsidence
    • Terrorism optional extension
    • Theft damage to buildings £10,000
    • Customers’ personal effects up to £2,500
    • Money
  • EQUIPMENT BREAKDOWN
    • Breakdown of equipment including IT equipment, boilers, air conditioning and heating systems - covered up to £100,000 limit
    • Includes Business Interruption resulting from breakdown
      £30,000 (BI for computer breakdown: £15,000)
    • No requirement for maintenance contracts for computers less than £5,000 replacement value
  • BUSINESS INTERRUPTION
    • Loss of Gross Revenue
    • Including Rent receivable/payable
  • LIABILITY
    • Employers Liability £10m
    • World wide Public Liability (ex North America) up to £1m
    • Higher limits available
    • Includes Medical & Vocational Rehabilitation
 
Disaster Recovery Back To Top

Automatic Extension

IF THE OFFICE CAN NOT BE OCCUPIED BECAUSE OF AN INSURED EVENT, DISASTER RECOVERY SERVICES INCLUDE:

  • Immediate access to fully furnished local office accommodation
  • Up to 6 PC workstations, (more for larger companies) tested, delivered and installed
  • Essential contact data reinstated
  • Incoming telephone calls redirected to new office
  • Onsite Event Manager to oversee Disaster Recovery services
  • All within 1 working day of mobilisation

Now included: Online Data Back Up service

  • FREE 2GB of Online Data Back Up (equivalent of up to 4GB uncompressed data)
  • Immediate access anytime to stored online data from any PC connected to the internet
    High level secure 448-bit encryption (greater than the encryption used by online banking and credit cards)
  • Additional Online Data Back Up storage from £2.80 per Gigabyte per month
    Fully incorporated into the Office Disaster Recovery service