Overview: For insurance brokers; Primary and excess cover for civil liability, dishonesty of employees including directors and partners, loss of documents, damages awarded by Ombudsman and compensation for court attendance. 

Who is it for?: Insurance brokers.

Insurance Brokers are increasingly exposed in their professional capacities to legal actions from their client, if they feel they have suffered loss as a result of professional negligence. The ever-changing legislative and regulatory environment has made brokers more vulnerable to client actions. The dawning of the GISC and supervision by the FSA has resulted in closer scrutiny and requires enhanced professional standards for all Insurance Brokers.

We are a market leader in the provision of Professional Liability solutions to insurance brokers. We consider all non-Lloyds brokers from the high street broker to independent regional brokers. We have developed a product which is meets the requirements of the Financial Services Authority. Our target market is those brokers with a bias towards personal lines and small commercial placements. However, our appetite is not restricted to those brokers and we will consider all brokers providing that they have a minimal exposure to IFA activities and reinsurance, and can demonstrate a positive approach to risk management.